Home Loan


CBI provides Home Loans to all residential completed properties entitled for land and mortgage registration across the UAE.

Key features and benefits:

  1. Highly competitive interest rates starting from 2.99% p.a.*
  2. No salary transfer required.
  3. Life insurance cover.
  4. Free property insurance including home content.
  5. Free for life Credit Card.
  6. Zero processing fees for buyout applications.
*Terms & Conditions Apply

Fees & Charges

Fees & Charges

Fee Category

Fee Value

Loan Application Fee

AED 1,000

Processing Fee

1% of loan amount – 0% for buyout cases

Property Valuation Fee

AED 2,500

Life Insurance Fee

0.033% p.m. (subject to change for loan amounts higher than AED 2 Million)

Property & Content Insurance

Free (for life of the loan)

Early Settlement Fee

1% or AED 10,000 whichever is lower (1% during the introductory rate period)

Partial Settlement Fee

  • No partial settlements are permitted during the fixed rate period.
  • One free settlement permitted every 6 months up to 20% of the loan outstanding balance, after fixed rate period.
  • All other payments will be charged a ‘Partial Settlement Fee’ calculated at the ‘Early Settlement Fee’ rates.

How to Apply?

To apply for a CBI Home Loan either:

Required Documents

  • Valid passport for UAE Nationals.
  • Valid passport and valid UAE residence visa for Expatriates.
  • Valid Emirates ID.
  • Salary Certificate.
  • Salary Transfer Letter (For Salary Transfer Loan’ Applications)
  • Last six months bank statements.
  • Liability Certificate (For loan takeovers)

*Terms & Conditions Apply


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